About Us

Why Asti Financial

First and Foremost = Honesty and Integrity

Asti Financial Management, LLC was started with the sole ambition of helping people organize, manage and plan for their financial lives. We decided start our own financial planning practice completely independent and not affiliate with a broker/dealer because we wanted to be 100% objective in any strategies or products recommended to clients. Our business is built on our reputation. We will never recommend a product or strategy based on the commissions or fees it pays. The advice provided to you is the best possible solution, in our opinion, for your goals and needs. We always disclose and explain any fees or commissions that happen to be associated with our recommendations. You can be confident that we take our profession as a Financial Planner very seriously and adhere to the highest ethical standards.

We Understand

We realize that many people have the investment or financial knowledge to make appropriate financial decisions and manage their portfolios very well. Many do it themselves quite successfully. But there are also a lot of people who simply do not have the time it takes to manage their financial lives effectively and efficiently. That is where we come in. We not only set up initial financial strategies for our clients, but we can manage them ongoing.

Julie Annett-Asti is also a small business owner, home owner, wife and mother. She faces the same financial decisions and tradeoffs that many of our clients do, so she truly understands your financial situation.

Certified Financial Planner™

Julie Annett-Asti is a Certified Financial Planner™. Working with a Certified Financial Planner™ means you are working with a financial advisor who is highly competent, educated and committed. Many stock brokers and other financial services providers call themselves "financial planners", but most do not have sufficient training and experience to provide full suite of financial services and advice that a CFP® practitioner can. In order to obtain the CFP® designation, a financial planner must satisfy the following requirements:

Education: An individual must become knowledgeable in the CFP Board's financial planning topics, either through a series of classes or self-study. These topics include investments, tax, the mathematics of financial planning, insurance, estate planning, employee benefits and retirement planning.

Examination: Passing the comprehensive, 2-day CFP® Certification Examination is the next requirement towards achieving certification. The CFP® Certification Examination assesses an individual’s ability to apply financial planning knowledge, in an integrated format, to financial planning situations.

Experience: A CFP® candidate must have three years of relevant financial planning experience and a bachelor's degree to fulfill the education requirement.

Ethics: Finally, a financial planner must agree to abide by CFP Board's Code of Ethics and Professional Responsibility which puts clients' interests first and abide by the Financial Planning Practice Standards which spell out what clients should be able to reasonably expect from the financial planning engagement.

Certified Financial Planner™ certificants are individuals who have met CFP Board’s education, examination and experience requirements, have agreed to adhere to high standards of ethical conduct and who complete CFP Board’s biennial certification requirements, including continuing education, to use the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™. All CFP® certificants have voluntarily submitted to the regulatory authority of CFP Board.

You can learn more about Certified Financial Planners and check the status of an individual planner at the Certified Financial Planner Board of Standards’ website www.cfp.net.